Most people never have medical issues severe enough to prevent them from working for more than a few days. However, injuries and illnesses can sometimes cause long-term or permanent disabilities.
While some people have access to private disability insurance, many others rely on state benefit programs. Working adults make regular payroll contributions toward Social Security. In scenarios where people become unable to work because of a medical condition, they can potentially apply for Social Security Disability Insurance (SSDI) benefits.
The Social Security Administration (SSA) has a reputation for declining even qualified applicants when they initially apply. Do people need a lawyer to obtain SSDI benefits?
A lawyer isn’t necessary but can help
Many people find the application process for SSDI benefits overwhelming. Attorneys who specialize in SSDI applications know exactly how to handle the complex SSA paperwork. They also understand how to evaluate medical records to ensure that an applicant meets the necessary criteria to qualify.
People already struggling with debilitating medical conditions may find it very difficult to learn about the application process and handle all of the red tape involved in an SSDI application. An attorney can take the pressure off of the person in need of benefits by handling the paperwork on their behalf. The possibility of paperwork mistakes substantially declines when a professional handles the application process.
People who apply on their own can make mistakes that lead to lengthy delays when they need benefits. They may also struggle to understand how to handle the appeals process. The SSA offers four different stages of appeals for those who do not receive immediate approval for benefits.
Appeals can be even more difficult than the initial application for people to handle on their own. Individuals who retain the help of an attorney may increase their chances of approval when they initially apply. They can also rely on having proper assistance if they need to appeal.
The best solution for people adjusting to life with a disabling medical condition is often to retain a lawyer’s assistance in the initial stages of applying for SSDI benefits. That being said, people who have already applied and were rejected can obtain the assistance of an attorney as they proceed with an appeal.
Understanding the challenges inherent in seeking SSDI benefits may help people plan for the challenges ahead. Lawyers can take much of the stress out of the process and may improve an applicant’s chances of success.